Mugihe imikoreshereze yibikoresho bigendanwa ikomeje kwiyongera, icyifuzo cyamabanki yingufu zisangiwe gikomeje gukomera kumasoko yimbere mugihugu ndetse no mumahanga. Mu 2025, isoko rya banki y’ingufu zisangiwe ku isi rifite igihe cyo kuzamuka gukomeye, bitewe no kwiyongera kwa terefone igendanwa, kugenda mu mijyi, hamwe n’abaguzi kugira ngo biborohereze.
Ubushakashatsi buherutse gukorwa ku isoko bwerekana ko isoko ry’amabanki y’ingufu zisangiwe ku isi ryahawe agaciro ka miliyari 1.5 USD mu 2024 bikaba biteganijwe ko mu 2033 rizagera kuri miliyari 5.2 USD, hamwe na CAGR ya 15.2%. Andi makuru avuga ko mu 2025 honyine isoko rishobora kugera kuri miliyari 7.3 z'amadolari y'Amerika, rikiyongera kugera kuri miliyari 17.7 USD mu 2033. Mu Bushinwa, isoko ryageze kuri miliyari 12,6 z'amafaranga y'u Rwanda mu 2023 kandi biteganijwe ko rizagenda ryiyongera, aho biteganijwe ko izamuka ry’umwaka rizagera kuri 20%, bikaba bishoboka ko rizarenga miliyari 40 mu myaka itanu.
Guhanga udushya no kwagura isi
Ku masoko mpuzamahanga nk'Uburayi, Aziya y'Amajyepfo y'Uburasirazuba, na Amerika y'Amajyaruguru, inganda za banki zisanganywe ingufu ziratera imbere vuba. Ibigo byibanda ku guhanga udushya nkubushobozi bwo kwishyuza byihuse, ibishushanyo mbonera byinshi, guhuza IoT, hamwe na porogaramu zigendanwa zikoresha abakoresha. Sitasiyo nziza yubukorikori hamwe nuburyo bwo gukodesha-kugaruka byahindutse amahame yinganda.
Bamwe mubakora ubu batanga uburyo bwo gukodesha bushingiye kubukode kugirango bongere imikoreshereze yabakoresha, cyane cyane mubihugu bifite umuvuduko mwinshi wo gutwara abantu. Kuzamuka kw'imijyi ifite ubwenge hamwe na gahunda zirambye byanashishikarije kohereza sitasiyo zishyuza ku bibuga by'indege, mu maduka, muri za kaminuza, no mu masoko atwara abantu. Muri icyo gihe, abayikora benshi barimo gukoresha ibikoresho bitangiza ibidukikije na gahunda yo gutunganya ibicuruzwa mu rwego rwo kwiyemeza ESG.
Ahantu nyaburanga
Mu Bushinwa, urwego rw’amabanki rusangiwe rwiganjemo abakinnyi bake bakomeye, barimo Ingufu Monster, Xiaodian, Jiedian, na Meituan Charging. Izi sosiyete zubatse imiyoboro minini y’igihugu, itezimbere sisitemu yo kugenzura ishingiye kuri IoT, kandi ihuzwa na porogaramu zizwi cyane nka WeChat na Alipay kugira ngo zitange uburambe bw’abakoresha.
Ku rwego mpuzamahanga, ibirango nka ChargeSPOT (mu Buyapani na Tayiwani), Naki Power (Uburayi), ChargedUp, na Monster Charging biragenda byiyongera. Iyi sosiyete ntabwo ikoresha ibikoresho gusa ahubwo inashora imari muma porogaramu igendanwa hamwe na sisitemu yinyuma ya SaaS kugirango yongere imikorere kandi yamamaza ibicuruzwa.
Guhuriza hamwe biragenda bigaragara neza ku masoko yo mu gihugu ndetse no hanze yacyo, hamwe n'abashoramari bato bagurwa cyangwa basohoka ku isoko kubera ibibazo by'imikorere cyangwa igipimo gito. Abayobozi b'isoko bakomeje kunguka inyungu binyuze mubipimo, ikoranabuhanga, nubufatanye nabacuruzi baho ndetse nabatanga itumanaho.
Outlook yo muri 2025 na Hanze yayo
Urebye imbere, inganda zisanganywe ingufu za banki ziteganijwe kwiyongera mubyerekezo bitatu byingenzi: kwaguka mpuzamahanga, guhuza umujyi wubwenge, hamwe no kuramba kwicyatsi. Ikoranabuhanga ryihuta-ryihuta, bateri nini yubushobozi, hamwe na kiosque yo kwishyiriraho Hybrid nayo ishobora kuba ibintu byingenzi biranga ibicuruzwa bizakurikiraho.
Nubwo hari ibibazo nko kuzamuka kwibiciro byibikoresho, ibikoresho byo kubungabunga, hamwe n’amabwiriza y’umutekano, icyerekezo gikomeza kuba cyiza. Hamwe no guhanga udushya no kohereza isi yose, abatanga amabanki basanganywe amashanyarazi bahagaze neza kugirango bafate umurongo ukurikira w'ikoranabuhanga rikenewe mu mijyi kandi bigira uruhare runini mu bukungu bwa mbere bugendanwa.
Igihe cyo kohereza: Jun-13-2025
