Gutezimbere Amashanyarazi ya Banki yo Kwishyuza Amashanyarazi

Mugihe icyi cyegereje nubushyuhe bwiyongera, abaguzi bakunda kumara umwanya munini murugo, bagatanga ibitekerezo bishya kubyoherezwa mumahangaAmashanyarazi ya bankiahantu.Hano hari ibintu byinshi bigomba kwitabwaho.

Ubwa mbere, ubushyuhe bwinshi mugihe cyizuba burashobora kubyara ubushyuhe bukabije mugihe cyo gukoresha amabanki yingufu.Niba igishushanyo mbonera cyo gukwirakwiza ubushyuhe kidahagije, ubushyuhe bukabije burashobora gutuma bateri ishyuha ndetse bikaba byangiza umuriro.Nkumuntu utanga isoko, Itumanaho rya Relink rigomba gusuzuma imiterere yubushyuhe bwaho, hitamo ibikoresho bikwirakwiza ubushyuhe hamwe nigishushanyo mbonera kugirango banki zamashanyarazi zishobora gukora mubisanzwe ahantu h’ubushyuhe bwo hejuru nta guhungabanya umutekano w’abakoresha.

Icya kabiri, impeshyi nigihe cyibihe byubukerarugendo, cyane cyane ibiruhuko.Mu bihe nk'ibi, kohereza ahantu h’amashanyarazi ya banki y’amashanyarazi mu mahanga bigomba gushyira imbere ibyiza nyaburanga bikurura ba mukerarugendo hamwe n’ahantu h’inyanja hafite imodoka nyinshi.Ibi bibanza mubisanzwe bifite byinshi byo kwishyuza.Abakora ibikorwa by’ibanze barashobora gufatanya n’ibikurura ba mukerarugendo n’ubucuruzi kugira ngo bashireho amabanki y’amashanyarazi ahantu hatuwe cyane, batanga serivisi zorohereza abakiriya.

Icya gatatu, icyi nikigihe cyibikorwa byo hanze, bikurura abantu kwitabira siporo nibikorwa bitandukanye.Kubera iyo mpamvu, kohereza ibibanza by’amabanki asanganywe mu mahanga bigomba no kuzirikana ahantu hazwi ho gukorera hanze nka parike ndetse n’iminsi mikuru ya muzika yo mu kirere.Abakora ibicuruzwa byaho barashobora gufatanya nabategura ibirori kugirango bashyire aho banki yamashanyarazi hafi yibirori byabereye, bituma abitabiriye kwishyuza ibikoresho byabo mugihe bagiye.

Icya kane, icyi nacyo ni igihe cyo guhaha, abantu benshi bahitamo gusura amaduka nubucuruzi.Mu bihe nk'ibi, kohereza ibibuga by’amashanyarazi bya banki mu mahanga bigomba gutekereza aho amasoko na santere ziherereye.Abakora ibicuruzwa barashobora gufatanya nubuyobozi bwubucuruzi nubucuruzi bwikigo kugirango bashireho banki yamashanyarazi mubice bitandukanye, byorohereza abakiriya kwishyuza ibikoresho byabo mugihe cyurugendo rwabo rwo guhaha.

Byongeye kandi, ni ngombwa gukomeza gahunda isanzwe yo kubungabunga amabanki yingufu kugirango yizere kandi arambye.Kugenzura buri gihe no gusimbuza ibice bishaje birashobora kugabanya ingaruka zishobora guhungabanya umutekano no kwemeza uburambe bwabakoresha.

Byongeye kandi, uburezi bwabakoresha ni ngombwa.Abaguzi bagomba kumenyeshwa imikoreshereze ikwiye nogukoresha amabanki yingufu zisangiwe kugirango birinde gukoresha nabi cyangwa kwangiza bishobora guteza ibibazo byumutekano.Amabwiriza n'amabwiriza asobanutse neza birashobora gutangwa ahabigenewe banki cyangwa mumashanyarazi.

Byongeye kandi, isesengura ryamakuru hamwe nubushishozi buva kumyitwarire yabakoresha birashobora gufasha muburyo bwo kohereza ibibanza byamabanki.Gusobanukirwa imiterere yabakoresha no kwishyuza bikenewe ahantu hatandukanye birashobora kuyobora abashoramari gufata ibyemezo byinshi byerekeranye n’aho washyira ibibanza bishya bya banki cyangwa guhindura ibihari.

Mugusoza, ukuza kwimpeshyi kuzana ibitekerezo bishya byo kohereza ibibanza byamabanki asanganywe mumahanga.Itumanaho rya Relink, nkumuyobozi winganda, ashimangira akamaro ko gusuzuma ibintu nkubushyuhe bwo mu cyi, ibihe byubukerarugendo, ibikorwa byo hanze, nibihe byo guhaha.Binyuze mu bufatanye, guhanga udushya, no kwiyemeza umutekano no korohereza abakoresha, abashoramari barashobora kugera ku ntsinzi nini ku isoko ryo hanze.