Mubihe aho ubuzima bwacu bugenda buhuzwa nikoranabuhanga, gukenera guhora tubona imbaraga byabaye ingenzi.Kuva kuri terefone zigendanwa kugeza kuri tableti, amasaha yubwenge kugeza kuri mudasobwa zigendanwa, ibikoresho byacu ninkomoko yubuzima bwibikorwa byacu bya buri munsi.Ariko bigenda bite iyo bateri zacu zumye, kandi ntahantu hegereye amashanyarazi?
Serivisi zisangiwe na bankibyagaragaye nk'itara ryorohereza muri iki gihe cya digitale, ritanga abakoresha umurongo w'ubuzima mugihe ibikoresho byabo biri hafi yo guhagarika.Iki gitekerezo gishya cyemerera abantu kuguza ama charger yimukanwa kuri sitasiyo ihagaze neza, bakemeza ko bakomeza guhuza inzira.
Kimwe mu bintu bikurura serivisi za banki zisanganywe ingufu ni uburyo bworoshye.Hamwe na sitasiyo yo kwishyiriraho igaragara ku bibuga byindege, mu maduka, mu maresitora, no mu bibanza bitwara abantu, abayikoresha barashobora kubona byoroshye kandi bagakoresha ibyo bikoresho aho bari hose.Uku kuboneka kwinshi gukuraho impungenge zo kubura bateri mugihe gikomeye, nko mugihe ugenda mumihanda itamenyerewe cyangwa kwitabira inama zingenzi.
Byongeye kandi, serivisi za banki zisanganywe zihuza ibyifuzo byabakoresha batandukanye.Waba uri umunyamwuga uhuze cyane hagati yinama, umunyeshuri wihutira gukora ibizamini mu iduka rya kawa, cyangwa umugenzi uzenguruka umujyi mushya, kubona isoko yizewe ningirakamaro.Serivisi isanganywe ingufu za banki urwego rwo gukinisha rutanga igisubizo kiboneka kuri bose kubibazo bimaze igihe cyo kubura bateri.
Byongeye kandi, ingaruka z’ibidukikije muri serivisi z’amabanki zisangiwe ntizishobora kuvugwa.Mugushishikariza abakoresha kuguza no gusubiza charger aho kugura izikoreshwa, izi serivisi zigira uruhare mukugabanya imyanda ya elegitoroniki.Ubu buryo bwangiza ibidukikije burahuza no gushimangira iterambere rirambye hamwe ninshingano zamasosiyete, bigatuma serivisi za banki zisanganywe ingufu zitoroha gusa ahubwo zihitamo n'umutimanama.
Ubworoherane bwa serivise zisangiwe na banki zirenze abakoresha kugiti cyabo no mubigo.Mugutanga sitasiyo yumuriro kubibanza byabo, ubucuruzi butezimbere ubunararibonye bwabakiriya kandi bikongerera igihe cyo gutura.Yaba ikawa itanga imbaraga byihuse kubakiriya bishimira ikawa yabo cyangwa hoteri ituma abashyitsi bakomeza guhuza igihe cyose, serivisi za banki zisanganywe zongerera agaciro ibigo byinshi.
Nyamara, kimwe ninganda zose zigenda ziyongera, serivisi za banki zisanganywe ingufu zihura nibibazo no gutekereza.Ibibazo by’umutekano n’ibanga, nk’impanuka ziterwa na malware cyangwa ubujura bwamakuru binyuze mumashanyarazi asanganywe, bigomba gukemurwa hifashishijwe ibanga rikomeye hamwe na gahunda yo kwigisha abakoresha.Byongeye kandi, ubwinshi bwibikorwa remezo kugirango byuzuze ibisabwa no kubungabunga ibarura ritandukanye kandi rigezweho rya charger ni ibintu byingenzi kugirango umuntu agire icyo ageraho.
Urebye imbere, ejo hazaza ha serivisi za banki zisanganywe ingufu zirasa neza.Mugihe ikoranabuhanga rikomeje gutera imbere, turashobora kwitega ko hari udushya twinshi mugushushanya kwa charger, nkumuvuduko wihuse wo kwishyuza no guhuza hamwe nibikoresho byinshi.Byongeye kandi, ubufatanye nabahinguzi no kwishyira hamwe nibikorwa bya digitale bihari bishobora koroshya uburambe bwabakoresha no kwagura ibikorwa bya serivisi kurushaho.
Mu gusoza,serivisi zisangiwe na bankibyerekana ihinduka ryimiterere muburyo twegereye ikibazo cyo kuguma dufite imbaraga mwisi igenda ihuzwa.Mugutanga ibyoroshye, kugerwaho, no kuramba, izi serivisi zimaze kwihagararaho nkinshuti zingirakamaro mubuzima bwa none.Mugihe bakomeje kwihindagurika no guhuza kugirango bahuze ibyifuzo byabakoresha nubucuruzi kimwe, serivise za banki zisanganywe ingufu ziteguye guhindura uburyo dukoresha ubuzima bwacu bwa digitale.
Igihe cyo kohereza: Werurwe-07-2024