1. Shakisha umwanya ukwiye kandi ukorere abakiriya

Mbere ya byose, ugomba gusobanura neza aho banki yawe isanganywe ihagaze.Irahari kugirango ikemure ikibazo cyabantu bateri idahagije mugihe cyihutirwa.Kubwibyo, kumenya abakoresha ibyo bakeneye hamwe nububabare ni urufunguzo.Urashobora gusobanukirwa ibikenewe nabaguteze amatwi ukoresheje ubushakashatsi bwisoko, ibitekerezo byabakoresha, nibindi, hanyuma ugahindura ibicuruzwa byawe na serivise ukurikije.

2. Hindura imiterere kandi utezimbere ibyoroshye

Ibikurikira, ugomba gusuzuma imiterere ya banki yawe isanganywe ingufu.Gerageza gushyira banki y'amashanyarazi mubice bifite abantu benshi, nk'ahantu hacururizwa, gariyamoshi, ku bibuga by'indege, n'ibindi. Muri icyo gihe, imikoreshereze y'abakoresha nayo igomba kwitabwaho, nko gushyiraho banki z'amashanyarazi muri resitora. , cafe nahandi hantu kugirango byorohereze abakoresha kwishyuza mugihe cyo kurya cyangwa kuruhuka.

3.Guhanga udushya no kongera inyungu

Usibye uburyo bwa gakondo bwo gukodesha, urashobora kandi kugerageza uburyo bushya bwubucuruzi.Kurugero, korana nabacuruzi gukoresha amabanki yingufu nkabatwara kwamamaza kandi wishyure amafaranga yo kwamamaza.Cyangwa gutangiza gahunda yabanyamuryango kugirango utange amahirwe menshi yabanyamuryango ninyungu.Binyuze mu buryo bushya bwo guhanga udushya, ntidushobora kongera amafaranga yinjira gusa, ahubwo tunashobora kunoza imikoreshereze yabakoresha.

4. Shimangira imiyoborere no guteza imbere umutekano

Hanyuma, ugomba kwitondera imicungire n'umutekano bya banki zisanganywe ingufu.Buri gihe ugenzure ubusugire bwa banki yingufu hanyuma uhite usana kandi usimbuze ibikoresho byangiritse.Muri icyo gihe, hagomba kandi kwitabwaho umutekano w’amakuru no kurinda ubuzima bwite kugira ngo hatabaho amakuru y’abakoresha.Mu gushimangira imiyoborere no kunoza umutekano, abakoresha ikizere no gutoneshwa muri banki zisanganywe ingufu zirashobora kwiyongera.

Ibyavuzwe haruguru nibitekerezo bimwe kubakomeje gukora kuri banki zisanganywe ingufu.Ibikurikira nisesengura ryinganda, naryo risubiramo bimwe mubitekerezo twatanze.

Amarushanwa ku isoko mu nganda zisangiwe n’amabanki ashingiye ahanini ku bintu byinshi byingenzi:

1.Uburambe hamwe nubukoresha bwa serivisi zo kwishyuza:

harimo ubuziranenge, umutekano, ituze hamwe nuburambe bwabakoresha mubikoresho byo kwishyuza, nkibikoresho byoroshye gukoresha, umuvuduko wo kwishyuza, uburyo bwo kwishyura, nibindi. Ibi nibintu byingenzi mukureshya abakoresha no kubaka ikizere cyabakoresha.

2.Kumenyekanisha no kumenyekanisha ibicuruzwa:

Kumenyekanisha ibicuruzwa no kumenyekanisha rubanda nabyo ni ingenzi ku nganda zisangiwe na banki.Kongera ubumenyi bwamamaza binyuze mukwamamaza, kwamamaza, no gufatanya nabacuruzi, kwitabira byimazeyo ibitekerezo byabakoresha, no kuzamura ireme rya serivisi birashobora kuzamura irushanwa.

3.Ahantu hacururizwa:

Irushanwa ryambere rya banki zisanganywe ingufu ni uguhatanira umwanya wabacuruzi.Kugirango ufate ahantu heza cyane nko mu tubari, resitora, KTV, nibindi, ibirango bitandukanye birahatanira kuzamura amafaranga yo kubatera inkunga harimo amafaranga yo kwinjira no kugabana.

4.Imikoranire hagati yibi bintu birushanwe iteza imbere iterambere nihindagurika ryinganda zisangiwe ninganda za banki.

Icyitegererezo cyinyungu za banki zisanganywe ingufu zirimo ahanini ibi bikurikira:

1. Amafaranga akodeshwa:Isosiyete ikora amashanyarazi asanganywe yishyuza ubukode kubakodesha banki.Izi ngingo ubusanzwe ziherereye ahantu nyabagendwa cyane, nka clubs zijoro zidagadura, inzu zicururizwamo, resitora, nibindi.

2. Amafaranga ava mu kugurisha amabanki yingufu:Isosiyete isanganywe amashanyarazi ya banki izashyiraho amategeko amwe akoreshwa, nko kubuza gutwara nta ruhushya, gukoresha amasaha y'ikirenga, n'ibindi. Niba umukoresha arenze ku mategeko agenga imikoreshereze, isosiyete izagurisha banki y'amashanyarazi uyikoresha yihishe.

3. Amafaranga yinjira mu kwamamaza:Amabanki asanganywe ingufu asanzwe atanga serivise yo kwamamaza kubakoresha kandi yishyuza amafaranga yo kwamamaza kubamamaza.Mugihe umukoresha akoresha banki yingufu, ibicuruzwa cyangwa serivisi byumucuruzi birashobora kuzamurwa binyuze mumatangazo yerekanwa kuri banki yingufu.

4. Amafaranga yihishe:Umuntu wese wakoze muri uru ruganda agomba kumenya amafaranga yihishe ahari, ariko amafaranga yinjiza amwe arasabwa kudakoraho kubashaka gukora igihe kirekire.

Gushiraho itsinda rya banki isanganywe ingufu bisaba gutekereza cyane kubintu byinshi.Ibikurikira nintambwe zingenzi nibintu:

1.Garagaza intego z'ikipe n'aho bihagaze: Mbere yo kubaka itsinda, ugomba kubanza gusobanura intego z'ikipe n'aho bihagaze, harimo aho ibicuruzwa bihagaze, abakoresha intego, aho isoko rihagaze, n'ibindi. Ibi bifasha kumenya imiterere yikipe, abakozi, no gutandukanya inshingano. .

2.Shiraho itsinda ryibanze: Itsinda ryibanze ririmo uruhare runini nko kuzamura ibikorwa no kwamamaza.Iterambere rya software hamwe nibyuma birashobora gushingwa uwabikoze.

3. Gutegura inshingano z'akazi n'ibipimo by'isuzuma: Sobanura inshingano z'akazi n'ibipimo ngenderwaho kuri buri mukozi kugira ngo abagize itsinda basobanukirwe n'ibirimo ndetse n'inshingano zabo.Muri icyo gihe, abakozi bumva intego zabo z'akazi hamwe n'ibipimo byo gusuzuma kugirango babashishikarize kurushaho.

4. Gushiraho uburyo bwitumanaho bunoze: Gushiraho uburyo bunoze bwo gutumanaho kugirango amakuru atembera neza mumatsinda no kunoza imikorere yubufatanye.

5. Gushiraho uburyo bwiza bwo gucunga neza: Gutezimbere uburyo bwiza bwo gucunga neza, harimo imicungire y abakozi, imicungire yimari, imicungire yimishinga, nibindi, kugirango imirimo yitsinda ikorwe muburyo busanzwe kandi bufite gahunda.

6. Komeza kunonosora imiterere yitsinda: Hamwe niterambere ryubucuruzi nimpinduka zamasoko, buri gihe usuzume ubushishozi imiterere yitsinda ryabakozi hamwe nabakozi, kandi uhindure mugihe kandi uhindure imiterere yitsinda kugirango ukomeze guhangana mumatsinda no gukora neza.

Incamake:

Gukoresha ingufu zisangiwe na banki ni uguhitamo ibicuruzwa byiza, gukoresha itsinda ryiza no gusobanura intego zifatika.

Ongera utekerezeni imwe itanga isoko yubucuruzi bukodeshwa bwa banki isanganywe, shyigikira OEM / ODM, ikaze kugirango umenye byinshi abt isosiyete yacu!