Amasoko afite icyifuzo gikomeye kandi inshuro nyinshi arakwiriye gushora imari.
Ni ubuhe buryo bwo kwinjira mu nganda zisanganywe ingufu za banki?Kubashoramari benshi batigeze babikora mbere, benshi muribo barashidikanya.N'ubundi kandi, guhera umunsi banki isanganywe ingufu zasohotse, abantu benshi barabyanze, bibwira ko iki ari ikinyoma.Ariko nkuko isoko ikomeza kubigenzura, abantu benshi baribeshya.
Banki isanganywe ingufu ntabwo ikenewe kubeshya, ahubwo ikenewe mubyukuri mubuzima bwacu bwa buri munsi.Nk’uko imibare rusange ibigaragaza, umubare w'abakoresha amabanki asanganywe amashanyarazi umaze kurenga miliyoni 100.Hamwe nogukwirakwiza 5G mugihe kizaza, byanze bikunze icyifuzo cyo kwishyurwa gisangiwe byanze bikunze.Uru ruganda rero rwuzuyemo amahirwe n'amahirwe.
Ba rwiyemezamirimo rero, hazabaho iki kibazo: Nigute ushobora kubona amafaranga muri banki zisanganywe ingufu
1.Gurisha imashini kugirango ubone inyungu uhereye kubiciro bitandukanye
Amaduka menshi cyangwa amahoteri menshi ntabwo yifuza gusinya amasezerano yo kugabana kubuntu hamwe nabashoramari ba banki basanganywe kugirango babone umugabane uhuye.Fata amahoteri nk'urugero.Igiciro cyibicuruzwa bisangirwa kumurongo ntabwo biri hejuru, ariko mubisanzwe niba ushaka ko umukozi usanzwe wishyuza uza Niba byashyizwe kubuntu, umugabane winyungu watanzwe ni 50% gusa muribyinshi, kandi hariho ninshingano zo kurera.
Ku maduka amwe afite ubucuruzi bwiza, nka resitora ya barbecue, barashaka kandi kubona inyungu nyinshi mugurisha amabanki yingufu zisangiwe.Muri iki gihe, abacuruzi barashobora kubigura mu buryo butaziguye ku giciro cyo kugurisha, kandi kugabana inyungu ni 90%.
2. Shyira mubacuruzi kugirango ubone inyungu ziva kuri terefone
Numukoresha nyamukuru yishyuza amafaranga.Intumwa irashobora kwemeranya nu mucuruzi gushyiraho igiciro cyo kwishyuza banki isanganywe amashanyarazi ashingiye ku buryo bwo gutangiza, nk'amadolari 2 ku isaha, hanyuma agatanga igice runaka cyo kugabana inyungu ku bashoramari ba banki basanganywe.
3.Umukoresha w'amabanki ntabwo agaruka kandi yinjiza igiciro cyatakaye
Iyo umukoresha akodesha banki yingufu zisangiwe akananirwa kuyisubiza mugihe, kubitsa bihuye bizagabanywa, mubisanzwe mumadolari 30.Kurugero mubushinwa, banki isanganywe ingufu hamwe na WeChat cyangwa Alipay amanota arenga 550 irashobora gukodeshwa nta kubitsa.Iyo banki y'amashanyarazi isubijwe amasaha y'ikirenga, amafaranga yo kwishyurwa azishyurwa.Iyo igeze kuri Yuu 99, banki isanganywe ingufu ihwanye no kugurishwa kubakoresha, bashobora kuyikoresha kumurongo, kandi abakozi barashobora kuzuza banki yingufu bonyine kumafaranga 73 gusa, kandi bashobora no kubona inyungu mumabanki yatakaje amashanyarazi.
4.Gukoresha amatangazo kugirango yinjize
Amabanki asanganywe amabanki agabanijwemo amabanki yingufu za desktop hamwe na mashini yamamaza banki yamashanyarazi.Mubisanzwe, desktop isanganywe ingufu za banki zikoreshwa cyane mumaduka mato.Ariko, imashini zisanganya amashanyarazi yamashanyarazi asanganywe imashini yamamaza wongeyeho kwishyuza terefone.Abakora barashobora gukusanya ibicuruzwa byamamaza byinjira mubacuruzi iyo barekuwe ahantu.Amafaranga yinjiza arashobora kandi gufasha abakiriya kugarura byihuse ibiciro byabo, kandi birashobora no kugabanya amafaranga yinjira hamwe nabacuruzi kugabana kwijana.
5.Gutezimbere umukozi wungirije kugirango yinjize
6.Abashoramari ba banki basangiye amashanyarazi barashobora guteza imbere abakozi babo kugirango babone inyungu zo kugabana no kwinjiza ibiciro bitandukanye.Ushobora kuzamura abakozi bo mukarere no kuba abakozi bonyine, biroroshye.
Niba ushaka gutangiza ubu bucuruzi, Relink nuguhitamo kwiza .Relink nigitekerezo kimwe cyo gukodesha ingufu za banki itanga igisubizo, Turi abayobozi bambere batangaingufu za banki zo kugabana ibisubizokuva 2017, hamwe na sitasiyo zirenga 500.000 zitangwa hamwe nabakiriya berekana ibipimo byisi nka Naki, BZY, Lyte, na Meituan.Murakaza neza kuvugana nitsinda ryacu ryo kugurisha kugirango umenye amakuru arambuye.
Igihe cyo kohereza: Ukuboza-22-2023