Muri iyi si yihuta cyane, gukomeza guhuza ni ngombwa kuruta mbere hose.Hamwe nimikoreshereze yimikoreshereze ya terefone zigendanwa, tableti, nibindi bikoresho byimukanwa, ibyifuzo byingufu zizewe byazamutse cyane.Injira igisubizo gishya: sitasiyo ikodesha banki.Izi sitasiyo, ubu zongerewe imbaraga hamwe nuburyo bwo kwishyura bwa POS (Point of sale) na NFC (Hafi yumurima wo gutumanaho), zirahinduka byihuse mumiterere yimijyi, ibibuga byindege, ibigo byubucuruzi, hamwe n’ahandi hantu h’imodoka nyinshi.
Kuzamuka kwaGukodesha Banki
Amashanyarazi ya banki yamashanyarazi yagaragaye nkigisubizo cyoroshye kubantu bagenda bakeneye amafaranga yihuse kandi yizewe kubikoresho byabo.Iyi serivisi yemerera abakoresha gukodesha banki yingufu muri kiosk, kuyikoresha nkuko bikenewe, no kuyisubiza kuri sitasiyo iyo ari yo yose iboneka.Uku guhinduka no korohereza ubuzima bwa kijyambere, aho amasaha menshi uvuye murugo cyangwa biro arasanzwe.
Ibyingenzi byingenzi byubukode bwa banki igezweho
1. Kwishyira hamwe kwa POS:Sitasiyo igezweho ya banki yamashanyarazi ifite sisitemu ya POS, ituma abayikoresha bishyura bakoresheje inguzanyo zabo cyangwa amakarita yo kubikuza kuri kiosk.Uku kwishyira hamwe byoroshya inzira yubucuruzi, bigatuma byihuta kandi byorohereza abakoresha.Abakoresha barashobora guhanagura, gukanda, cyangwa gushyiramo amakarita yabo kugirango barangize ubukode mumasegonda.
2. Ikoranabuhanga ryo kwishyura NFC:Kwinjizamo tekinoroji ya NFC bisaba korohereza indi ntambwe.Hamwe na NFC, abakoresha barashobora kwishyura bakoresheje terefone zabo zigendanwa, amasaha yubwenge, cyangwa ibindi bikoresho bifasha NFC.Ubu buryo bwo kwishura butishyurwa ntabwo bwihuta gusa ahubwo burimo nisuku nyinshi, kuko bigabanya gukenera guhuza umubiri na kiosk.
3. Umukoresha-Nshuti Imigaragarire:Sitasiyo yo gukodesha banki yamashanyarazi yateguwe hamwe nintera yimbere, byorohereza abakoresha imyaka yose kugendana inzira yo gukodesha no kugaruka.Amabwiriza asobanutse hamwe nururimi rwinshi rwemeza uburyo bworoshye kubakoresha batandukanye.
4. Guhindagurika no kuboneka:Izi sitasiyo zashyizwe mubikorwa byumuhanda munini, byemeza ko banki yingufu ihora igerwaho mugihe bikenewe.Byongeye kandi, ubushobozi bwo gusubiza banki yingufu kuri sitasiyo iyo ariyo yose murusobe byiyongera kubyoroshye, bikuraho ibikenerwa kubakoresha gusubira mumwanya wambere ukodeshwa.
Inzira Gutwara Ibyamamare Byubukode bwa Banki
1. Kongera ikoreshwa rya terefone igendanwa:Hamwe no gukwirakwiza terefone zigendanwa, tableti, hamwe na tekinoroji ishobora kwambarwa, gukenera kwishyurwa ntabwo byigeze biba hejuru.Ubukode bwa banki yamashanyarazi butanga igisubizo gifatika kubakoresha basanga bakeneye amafaranga mugihe bari kure yurugo.
2. Umujyi no kugenda:Mugihe imijyi ikomeje kwiyongera, niko hakenewe ibisubizo bigendanwa.Amashanyarazi akodeshwa na banki yubuzima bwo mumijyi, atanga uburyo bwokwishyurwa bwizewe kubagenzi, ba mukerarugendo, nabatuye umujyi.
3. Iterambere ry'ikoranabuhanga:Kwishyira hamwe muburyo bwo kwishyura bwambere nka POS na NFC byerekana inzira nini yo guhindura imibare.Izi tekinoroji zongera ubunararibonye bwabakoresha mugukora ibikorwa byihuse kandi byoroshye.
4. Ibitekerezo ku bidukikije:Sitasiyo ikodeshwa na banki itanga ingufu mu kubungabunga ibidukikije mu kugabanya ibikenerwa na bateri zikoreshwa no guteza imbere ikoreshwa ry’amabanki y’amashanyarazi.Ibi bihujwe no kwiyongera kwabaguzi kubisubizo byangiza ibidukikije.
Umwanzuro
Kwinjiza uburyo bwo kwishyura bwa POS na NFC muri sitasiyo ikodeshwa na banki ya banki byerekana intambwe igaragara imbere muburyo bworoshye no kubona ibisubizo byishyurwa rya terefone igendanwa.Mugihe iyi nzira ikomeje kwiyongera, yiteguye kuba serivisi yingenzi muri iyi si yacu igenda ihuzwa kandi igendanwa.Waba uri umunyamwuga uhuze, umunyeshuri, cyangwa ingenzi, ubukode bwa banki yamashanyarazi butanga igisubizo gifatika kandi gishya kugirango ibikoresho byawe bishyurwe kandi byiteguye, igihe icyo aricyo cyose nahantu hose.
Igihe kizaza cyo kwishyuza mobile kirahari, kandi biroroshye kuruta mbere hose.Emera umurongo mushya wibisubizo byubukode bwa banki kandi ukomeze gukomera, aho umunsi wawe uzakujyana hose.
Igihe cyo kohereza: Jul-05-2024
