Kuki ubucuruzi bwamabanki asangiwe bugenda bukundwa?

Kugabana banki y'amashanyarazi bimaze kumenyekana kubera impamvu nyinshi:

• Biroroshye kubaka no gutangiza ubucuruzi bwo kugabana banki.
• Hano harakenewe cyane kugabana banki yingufu mumijyi minini cyane cyane mubukerarugendo.
• Amabanki yingufu za banki abafite ubucuruzi ntibakeneye kubona uruhushya rwubuyobozi bwumujyi nkuko babikora kugabana imodoka cyangwa ibimoteri.
• Serivisi zo kugabana banki zirahendutse kandi zingirakamaro kubakiriya.
• Porogaramu zigendanwa zituma inzira cyangwa gukodesha banki yingufu zikoresha kandi byoroshye.
• Isoko riri kure yuzuye, kandi kugabana amabanki yingufu ni amahirwe akomeye kurubu.

Ubu bwoko bwo gutangira biroroshye gushiraho, gutera inkunga, no gutangiza: ntibisaba ishoramari ryinshi, tuvuge, serivisi yo kugabana imodoka, kandi biroroshye kandi bihendutse kubungabunga.

Amabanki yingufu yahindutse ikintu cyiza cyo kugabana: gutangira gushyira sitasiyo hafi yumujyi no kubitsa amafaranga kumaganya buriwese afite mugihe bateri yabo itangiye gupfa hagati yumunsi.

Byongeye kandi, kwiyongera kw'ikoranabuhanga rishya rya terefone nka 5G, ndetse no kongera ingufu za terefone zigendanwa, biteganijwe ko bizamura serivisi zikodeshwa na banki z'amashanyarazi.

Bitewe n'amasaha menshi yo gukoresha terefone hamwe nubushake bwo kwishyura serivisi zubukode bwa banki yamashanyarazi, Millennial na Generation Z ni abakiriya bingenzi mubukode bwa banki yamashanyarazi nka serivisi.Byongeye kandi, kuzamuka kwimijyi no kwiyongera kwurubyiruko rukora birashishikarizwa kuzamuka kwubukode bwa banki yingufu nka serivisikwisi yose.

Ukurikije porogaramu, isoko igabanyijemo ibibuga byindege, Cafes & Restaurants, Utubari & Clubs, Ibicuruzwa & Ubucuruzi, hamwe n’ahantu h’ubucuruzi n’ibindi.Inganda zikoresha amashanyarazi zikodeshwa ziyongereye mu rwego rwo gukemura ikibazo cy’ibikoresho bya elegitoroniki byoroheje hamwe na bateri zishobora kwishyurwa, nk'amatwi adafite insinga, tableti, telefoni zigendanwa, n'ibindi bikoresho byubwenge.

Kubera iyo mpamvu, gutangiza serivisi z’ubukode bwa banki y’amashanyarazi mu mijyi no mu bihugu biteganijwe ko byongera isoko ku isoko.