IiBhanki zaMandla ekwabelwana ngazo ziBaxhobisa njani abahambi beNdawo

Kwihlabathi eliqhutywa lunxibelelwano, iUShishino lweBhanki yaMandla okwabelwana ngayoiye yavela njengebhakana yenguqulelo entsha, ilungisa ngokutsha inkonzo yabathengi phakathi kweendawo ezahlukeneyo.Le ndlela yokuguqula ayijonganga kuphela umba ongapheliyo wokuxhalaba kwebhetri ephantsi kodwa ivula iindlela ezintsha zokuphucula amava omthengi ngokubanzi.

  Iibhanki zamandla ekwabelwana ngazosebenza kwisiseko esilula kodwa esinamandla: bonelela ngezisombululo zokutshaja ekuhambeni kwabantu abasweleyo.Iindawo ezifana neendawo zokutyela, iikhefi, izikhululo zeenqwelo moya, kunye neendawo zeminyhadala ziye zawamkela lo mbono njengesixhobo sobuchule sokuxhasa ukwaneliseka kwabathengi.

Enye yeenzuzo eziphambili zeebhanki zamandla ekwabelwana ngazo zilele ekufikelelekeni kwazo.Abathengi akusekho mfuneko yokuba bazikhathaze ngokuphatha iitshaja ezininzi okanye ukufumana indawo efumanekayo yombane.Endaweni yoko, banokusifumana ngokulula isikhululo sebhanki yamandla ekwabelwana ngaso ngaphakathi kwendawo, beqinisekisa amava okutshaja asimahla.Oku akuphakamisi nje lula umthengi kodwa kukwabonisa ukuzibophelela ekuhlangabezaneni neemfuno eziguqukayo zomthengi we-tech-savvy.

Ngaphezu koko, ishishini lebhanki yamandla ekwabelwana ngalo lizisa umxube okhethekileyo wokusetyenziswa kunye nozinzo.Ngokunciphisa imfuno yeebhetri ezilahlwayo okanye ukuveliswa kwezixhobo zokutshaja umntu ngamnye, ihambelana nokukhula kwengqwalasela yehlabathi kwizenzo ezihambelana ne-eco-friendly.Iindawo ezibandakanya iibhanki zamandla ekwabelwana ngazo kwisicwangciso senkonzo yabo yabathengi zinokuzibeka njengendawo ekhathalela indalo esingqongileyo, zinxibelelana kakuhle nabathengi abanolwazi ngentlalo.

Impembelelo entle ekuthembekeni kwabathengi ayinakugqithiswa.Ngexesha apho ukhuphiswano lunzima, amashishini ahlala efuna iindlela zokuzahlula.Iibhanki zamandla ekwabelwana ngazo zibonelela ngenkonzo ebonakalayo nexatyiswayo, ekhuthaza umoya wokuthakazelelwa phakathi kwabaxhasi.Abasebenzisi banokuthi bakhumbule iindawo ezibonelela ngezoncedo ezicingisisiweyo, ezikhokelela kutyelelo oluphindaphindiweyo kunye nentengiso yelizwi elilungileyo.

Ukusuka kumbono weshishini, imodeli yebhanki yamandla ekwabelwana ngayo inokusebenza njengomthombo wengeniso.Ukusetyenziswa kwenkqubo yentlawulo esebenziseka lula ukufikelela kwinkonzo yokubiza kuvumela iindawo ukuba zenze imali ngale ndlela ilula yongezelelweyo.Oku akuncedi kuphela ukugubungela utyalo-mali lokuqala kwiziseko ezingundoqo ezihlawuliswayo kodwa kukwadala imodeli yoshishino ezinzileyo enokuthi ivele ngenkqubela phambili yobuchwepheshe.

Ngelixa izibonelelo zibonakala, ukuhlanganiswa okuyimpumelelo kweebhanki zamandla okwabelwana ngazo kwinkonzo yabathengi kufuna ukucwangciswa okucokisekileyo kunye nokwenziwa.Iindawo kufuneka zibeke ngobuchule izikhululo zokutshaja kwiindawo ezinabantu abaninzi, ziqinisekise ukubonakala kunye nokufikeleleka.Ukugcinwa rhoqo kunye nokubeka iliso kubalulekile ukujongana nayo nayiphi na imiba yobugcisa ngokukhawuleza, iqinisekisa amava angenamthungo kubasebenzisi.

Ukuqukumbela, ishishini lebhanki lamandla ekwabelwana ngalo alikho nje malunga nokutshaja izixhobo;imalunga nokuxhobisa abahambi bendawo kunye nokuguqula inkonzo yabathengi.Njengoko amaziko amaninzi aqaphela amandla ale ndlela yokuvelisa izinto ezintsha, sinokulindela ukubona utshintsho kwizinto ezilindelwe ngabathengi, kunye neebhanki zamandla ekwabelwana ngazo zibe yinto eqhelekileyo kwiindawo ezizibophelele ekuboneleleni amava anamhlanje kunye nokwanelisayo kubathengi babo.

I-Relink ngumboneleli okhokelayo weebhanki zamandla ekwabelwana ngazo, sikhonze abathengi abaninzi bebhenchmark kwihlabathi liphela, njengeMeituan (oyena mdlali mkhulu eTshayina), iPiggycell (eyona inkulu eKorea), iBerizaryad (eyona inkulu eRussia), uNaki, iChargedup kunye neLyte. .sineqela leengcali ezinamava kolu shishino.Ukuza kuthi ga ngoku sithumele ngaphezulu kwe-600,000 yeeyunithi zezikhululo kwihlabathi liphela.Ukuba unomdla kwishishini lebhanki lamandla ekwabelwana ngalo, nceda uzive ukhululekile ukuqhagamshelana nathi ngolwazi oluthe kratya.